Investing vs Financial Planning vs Wealth Management
In this video, Becky Hoover, CFP®, CPA, CDFA®, Partner, Wealth Advisor, and Director of Financial Planning at Waverly Advisors, LLC, breaks down the differences between investment management, financial planning, and wealth management—and how they work together.
While these terms are often used interchangeably, Becky provides a clear and practical perspective on what each one means and how they may play a role in a comprehensive financial approach.
In this video, Becky covers:
- What investment management involves, including aligning portfolios with risk tolerance, liquidity needs, and market conditions
- How financial planning focuses on lifetime cash flow, goals, and long-term decision-making
- The role of tax efficiency, estate considerations, and goal alignment in planning
- How wealth management brings investment management and financial planning together
- Why adjusting risk levels may be appropriate based on progress toward financial goals
- How a more holistic view may help align financial decisions across all aspects of life
Understanding how these elements connect can help provide greater clarity when evaluating your overall financial picture.
Video recorded on Tuesday, March 31, 2026
For important disclosures, please visit: https://waverly-advisors.com/otherimportantdisclosure
Music Credit
Eternal Echoes by Ariel Shalom
Artlist.com