In this video, Harrison DeShazo, CFP®, Associate Wealth Advisor in Waverly Advisors’ Austin, Texas office, and Dalton Clary, CFP®, CKA®, Financial Planner in the Birmingham, Alabama office, kick off a new video series focused on financial planning across generations, beginning with Generation Z.
Whether you’re starting your first job, managing student loans, or navigating early career decisions, Harrison and Dalton discuss foundational financial planning principles that may help establish long-term habits and structure.
In this episode, they explore:
- Managing and prioritizing debt, including high-interest obligations
- Employer retirement plans and understanding how company matching contributions work
- Traditional versus Roth retirement savings and how early decisions can influence long-term outcomes
- Building an emergency fund and maintaining appropriate liquidity
- Planning for short-term savings goals while managing risk
- Taxable brokerage accounts and how they may complement retirement savings
- Understanding workplace benefits, including health savings accounts and insurance options
- Giving every dollar a purpose and building intentional financial habits
The key takeaway: Financial progress often begins with education, structure, and consistency. It does not have to be perfect — it simply needs to begin.
Stay tuned for the next episode in this series, where we turn our focus to Millennials and how financial planning evolves as careers and responsibilities expand.
Video recorded on Friday, April 17, 2026
Connect with Harrison and Dalton:
Harrison DeShazo, CFP®
mail: [email protected]
Phone: 512.774.5340
Dalton Clary, CFP®, CKA®
Email: [email protected]
Phone: 205.271.4040
For important disclosures, please visit: https://waverly-advisors.com/otherimportantdisclosure
Music Credit
Eternal Echoes by Ariel Shalom
Artlist.com
