In this video, Thomas DiCesare, Partner, Wealth Advisor in Waverly Advisorsโ Lakeland, Florida office, and Wesley Martin, CFPยฎ, Wealth Advisor in the Jacksonville, Florida office, continue our Generations Financial Planning Series with a focus on Millennials.
Whether you’re experiencing income growth, purchasing your forever home, protecting your family, or trying to determine how to allocate savings across multiple accounts, Thomas and Wesley discuss financial planning considerations that often arise between the ages of 30 and 45.
In this episode, they explore:
- Managing income growth and avoiding lifestyle inflation
- Allocating savings across retirement accounts, brokerage accounts, and short-term goals
- Defining short-term, mid-term, and long-term financial objectives
- Evaluating life insurance options, including term and permanent policies
- Protecting your family during major life transitions
- The importance of working with a trusted advisor during periods of change
- Establishing foundational estate planning documents such as wills, healthcare directives, and beneficiary designations
The key takeaway: As income and responsibilities grow, coordination becomes increasingly important. A thoughtful plan that aligns savings, protection, and long-term goals can help bring clarity during this stage of life.
Stay tuned for the next episode in this series, where we turn our focus to Millennials and Generation X parents of Generation Alpha and explore planning considerations for families balancing career growth and raising the next generation.
Video recorded on Wednesday, May 6, 2026
Connect with Thomas and Wesley:
Thomas DiCesare
Partner, Wealth Advisor
Lakeland, FL
Email: [email protected]
Phone: 863-327-1873
Wesley Martin, CFPยฎ
Associate Wealth Advisor
Jacksonville, FL
Email: [email protected]
Phone: 904-562-1331
For important disclosures, please visit: https://waverly-advisors.com/otherimportantdisclosure
Music Credit
Eternal Echoes by Ariel Shalom
Artlist.com
