Waverly Advisors
Partner, Wealth Advisor
CFPยฎ

Cheryl B. Bott

Cheryl Bott joined Waverly Advisors in November of 2023 after Prosper Financial Advisers was acquired by Waverly. She serves as a Partner and Wealth Advisor at Waverly in St. Petersburg, FL. With more than 35 years of financial planning experience, Cheryl has guided her clients through several bull and bear market cycles while providing advice on a broad range of services to include wealth management, education planning, retirement planning, Social Security planning, spend-down strategies, tax efficiency, long term care, and estate planning. She loves engaging with her clients, helping them set financial goals, assist them with problem solving, and being available for whatever life throws at them.

In life, Cheryl and her husband enjoy their mini-farm animals, boating, and spending time with their adult children and teen grandson. Cheryl is an avid book lover, enjoys birding while developing her nature photography skills, and always on the hunt for flea market furniture finds to repurpose.

Areas of Expertise

The framework is organized intoย six primary pillars, each with detailed sub-specialties that advisors can select as self-identified areas of expertise.ย 

Investment strategy & portfolio management

Comprehensive investment oversight across public and private markets.

Wealth Planning & Strategy

Holistic financial planning and multi-generational wealth stewardship.

Private Markets & Alternative Investments

Access to private equity, private credit, real estate, and real assets.

Family Enterprise & Business Advisory

Business transition, succession planning, and family governance.

Tax, Estate & Legacy Planning

Tax optimization, estate structuring, and multigenerational legacy design.

Specialized Clients Needs

Customized solutions for unique life events and complex situations

Serving with Purpose

A Culture of Connection

Waverly takes its name from a meadow of quaking aspen trees, an ecosystem where individual trees are connected by a shared root system. Since 1999, that idea has inspired our firm: strong relationships, shared values, and the belief that we are better together.

Comprehensive Wealth Management, Connected by Design

Like an aspen grove, every part of a clientโ€™s financial life is interconnected. As an independent Registered Investment Advisor (RIA), we bring together investment management, financial planning, tax strategy, trust and estate planning, and family office services to create coordinated solutions that simplify complexity and support long-term success.

A Culture Rooted in Service

Our culture of stewardship is guided by Integrity, Family, Grace, Team, Drive, Empathy, and Community. These values shape every client relationship, every decision, and every interaction. They are the foundation that keeps our people connected and ensures a consistent, high-touch experience across the firm.

The Difference Is Our People

While many firms offer financial advice, our greatest differentiator is our people. Waverlyโ€™s advisors, planners, investment professionals, tax specialists, and support teams work together to deliver thoughtful guidance and personalized solutions. It is this collaborative approach, and our commitment to serving clients with excellence and care, that transforms financial advice into lasting relationships.

Community Involvement

  • Local foodbank volunteer
  • Volunteer as companion to the elderly that do not have family in close proximity

Ask Me About

  • Retirement Planning
  • Investment Management
  • Estate Review
  • Medicare & Social Security