Melanie Nichols, CFA, CFP®

Melanie Nichols, CFA, CFP®

Melanie joined Waverly Advisors in 2011.  She brings more than 30 years of investment management and comprehensive financial planning experience to her clients.  As a member of the firm’s Investment Committee, she directs the management of investment portfolios for high-net-worth families, retirement plans and nonprofit organizations.


  • Bachelor of Arts in International Economics
    Birmingham-Southern College, Birmingham, AL
  • Master of Business Administration
    University of Alabama, Tuscaloosa, AL
  • Certified Financial Planner
    College for Financial Planning, Denver, CO
  • Chartered Financial Analyst
    Institute of Chartered Financial Analysts, Charlottesville, VA

Professional Affiliations

  • Chartered Financial Analyst Society of Alabama
  • Financial Planning Association of North Alabama
  • Vanguard’s Registered Investment Advisor Council

Community Involvement

  • Heart Gallery Alabama, Chairperson of the Board
  • Oasis Counseling Center for Women and Children, Advisory Board
  • Birmingham-Southern College Alumni Advisory Board Member
  • Asbury United Methodist Church, Staff-Parish Relations Committee, Chancel Choir, Handbell Choir and Altar Guild

Ask Me About

  • Ways institutions can protect their capital in volatile markets
  • Why a spending policy matters to your institution
  • How to create “bond-like” returns in a challenging interest rate environment
  • Why multi-generational families need to talk more about money
  • How to teach your children and grandchildren to manage charitable giving
  • Majoring in music & religion, and how I ended up in the financial services industry