Sandy Carlson, CFP®, CPA, CDFA®, QKA

Sandy Carlson, CFP®, CPA, CDFA®, QKA

Sandy joined Waverly in April of 2024 when McShane Partners was acquired by Waverly Advisors, LLC. She serves as Partner, Wealth Advisor and Director of Financial Planning at Waverly. Sandy brings over twenty five years of wealth management experience that includes income taxation, retirement planning, insurance, banking, trust administration and estate planning. Sandy enjoys getting to know her clients and working to help provide them with creative and integrated solutions for accumulating, preserving and transferring wealth. This includes working with each client’s existing advisors to include their CPA, Attorney, and Insurance Agent to ensure that their comprehensive plan is coordinated and achieves the goals they have laid out.

Sandy’s prior experience includes employment with the Tallahassee, Florida CPA firm, Thomas Howell Ferguson P.A. (“THF”), where she earned her Certified Public Accountant designation. While at THF, she concentrated on tax planning and preparation for High-Net-Worth Individuals, Trusts, Estates and worked as a Third Party Administrator assisting business owners and Plan Sponsors with plan design consulting, compliance testing and tax reporting. Prior to THF, Sandy worked at Synovus Trust Company in both the Personal Trust Area and the Retirement Plan Services Division, where she earned her CERTIFED FINANCIAL PLANNER® designation. She holds her Series 65 license and is a Registered Investment Advisor Representative. In addition, she holds the Qualified 401(K) Administrator (QKA) designation by the American Society of Pension Professionals & Actuaries and is a Certified Divorce Financial Analyst™ and is a trained Collaborative Divorce Financial Neutral.

As a member of the Carmel Country Club, Sandy enjoys playing golf, tennis and pickleball.


  • Bachelor of Science in Finance
    Florida State University

Professional Affiliations

  • Former Board of Directors of the Financial Planning Association of Charlotte
  • Member of North Carolina Association of CPA’s
  • Member of American Institute of Certified Public Accountants

Community Involvement

  • Sustainer Member of The Junior League of Charlotte
  • Member of St. John’s Episcopal Church – Former Alter Guild Chair and Endowment Board Member
  • Former Board  Member of Charlotte Speech and Hearing

Ask Me About

  • Retirement Planning
  • Investment Management
  • Tax Planning
  • Retirement Planning
  • Generational Wealth Planning