In this video, Thomas DiCesare, Partner, Wealth Advisor in Waverly Advisorsโ Lakeland, Florida office, and Wesley Martin, CFPยฎ, Wealth Advisor in the Jacksonville, Florida office, continue our Generations Financial Planning Series with a focus on Millennials.
Whether you’re experiencing income growth, purchasing your forever home, protecting your family, or trying to determine how to allocate savings across multiple accounts, Thomas and Wesley discuss financial planning considerations that often arise between the ages of 30 and 45.
In this video, Chrissy Israel, ChFCยฎ, Wealth Advisor in Waverly Advisorsโ Dayton, Ohio office, and Carson Eddy, CFPยฎ, Financial Planner in the Birmingham, Alabama office, continue our Generations Financial Planning Series with a focus on Millennials and Generation X parents of Generation Alpha.
As families grow and financial responsibilities expand, this stage of life often brings new planning considerations, from protecting children and structuring estate documents to evaluating insurance coverage and planning for future education expenses.
In this episode, they explore:
- Estate planning fundamentals, including wills, healthcare directives, powers of attorney, and trusts
- The importance of reviewing beneficiary designations across retirement accounts, insurance policies, and bank accounts
- Planning for digital assets, including cryptocurrency and online accounts
- Evaluating life insurance needs to help protect income, lifestyle, and long-term family goals
- Reviewing employer benefits, including disability coverage and open enrollment opportunities
- Understanding how major life events โ such as new jobs, new children, or relocation โ may warrant plan updates
- College planning strategies, including 529 plans, custodial accounts, brokerage accounts, and other education funding options
- The importance of tax awareness when structuring education and savings strategies
The key takeaway: As financial complexity increases, coordination across estate planning, insurance, employer benefits, and education funding becomes increasingly important. Thoughtful planning during this phase can help families align protection, flexibility, and long-term goals.
Stay tuned for the next episode in this series, where we turn our focus to Generation X and explore financial planning considerations as retirement planning begins to take center stage.
Video recorded on Monday, May 11, 2026
Connect with Chrissy and Carson:
Chrissy Israel, ChFCยฎ
Wealth Advisor
Dayton, Ohio Office
Email: [email protected]
Phone: 326.220.2165
Carson Eddy, CFPยฎ
Financial Planner
Birmingham, Alabama Office
Email: [email protected]
Phone: 205.314.6212
For important disclosures, please visit: https://waverly-advisors.com/otherimportantdisclosure
Music Credit
Eternal Echoes by Ariel Shalom
Artlist.com
