You should not assume that any discussion or information contained in the iJoin videos or any other content from iJoin serves as the receipt of, or as a substitute for, personalized investment advice from Waverly Advisors. There can be no assurance that the future performance of any specific investment, investment strategy, model allocation, or product will be profitable, suitable for your portfolio or individual situation, or prove successful. To the extent that a reader has any questions regarding the applicability of any specific issue to his/her individual situation, he/she is encouraged to consult with the professional advisor of his/her choosing. Waverly Advisors is neither a law firm nor a certified public accounting firm and no portion of the video content should be construed as legal or accounting advice. A copy of Waverly Advisors’ current written disclosure brochure discussing our advisory services and fees is available for review upon request or at https://waverly-advisors.com/ADV-Part-2A.pdf. Please Note: Waverly Advisors does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to Waverly Advisors’ web site or incorporated herein, and takes no responsibility for any such content. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.