NIL Income: What You Keep, Spend, and Invest

Written by Carson Eddy, CFP®, Financial Planner and Elizabeth Brasher, J.D., CDFA®, CWS Partner, Wealth Advisor, Waverly Women Practice Leader on May 1, 2026

In this video, Carson Eddy and Elizabeth L. Brasher break down how NIL athletes can spend money safely and intentionally while building a strong financial future. As NIL income continues to grow, understanding what you actually take home — after taxes, agent fees, and advisor costs — is the first step to spending with confidence.

Presented by:

  • Carson Eddy, CFP® | Financial Planner
  • Elizabeth L. Brasher, J.D., CDFA®, CWS | Partner, Wealth Advisor, Waverly Women Practice Leader

In this conversation, Carson and Elizabeth walk through how to build a budget that works for athletes, how to prioritize spending based on personal goals, and why investing early can make a significant difference in long-term wealth.

Key topics include:

  • Why your take-home pay is different from what you earn
  • How to build a budget that shows you what you can safely spend
  • Having tough conversations about overspending
  • Prioritizing spending based on what matters most to you
  • Supporting family while still investing in your own future
  • The compounding effect and why early investing matters
  • Starting with the end in mind and working backwards toward your goals

Whether you are an athlete, parent, or advisor, this video offers practical guidance for spending wisely and planning intentionally with NIL income.

Learn more about how Waverly Advisors helps athletes take a comprehensive approach to financial planning.

To reach Carson Eddy, CFP® – Financial Planner
Email: [email protected]
Phone: 205.314.6212

To reach Elizabeth L. Brasher, J.D., CDFA®, CWS – Partner, Wealth Advisor, Waverly Women Practice Leader
Email: [email protected]
Phone: 205.747.3945

Music Credit:
Song: Olif — Be Yourself
Music provided by Vlog No Copyright Music.
Video Link: https://www.youtube.com/watch?v=mHqV1VCWrpo

 

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