The Importance of Contributing Early and Often – Scott Fisher, CFA®, CFP®, Waverly Seattle

Scott Fisher, CFA®, CFP®

February 12, 2026

In this video from Scott Fisher, CFA^®, CFP^®, Institutional and Retirement Plan Advisor in the Seattle, Washington office of Waverly Advisors, LLC, he discusses why contributing to a retirement plan early and doing so consistently can have a meaningful impact on long-term outcomes.

Scott explains how today’s participant-directed retirement plans differ from traditional pension systems and why individual contributions now play a central role in retirement readiness. He highlights the power of compounding, the advantages of starting early even with modest amounts, and how early contributions can outweigh decades of saving later in one’s career. The video also touches on automatic enrollment, employer matching, and practical ways participants can build better saving habits over time.

This educational video is designed to help participants understand why getting started—rather than waiting for the “right” time—can be one of the most important steps in retirement planning.

To Reach Scott:
Email: [email protected]
Phone: 206.537.5935

Waverly Advisors’ Seattle, Washington Office: https://waverly-advisors.com/offices/seattle-wa/
450 Alaskan Way S,
Suite 500, Seattle,
WA 98104

For important disclosures, please visit:
https://waverly-advisors.com/otherimportantdisclosure

Video recorded on: Monday, December 22, 2025

Music Credit:
Song: Olif — Be Yourself
Music provided by Vlog No Copyright Music.
Video Link: https://bit.ly/3u2ON9O

IMPORTANT DISCLOSURES

The information presented in this document is for general informational and educational purposes and is not specific to any individual’s personal circumstances. Nothing in this document constitutes, or shall be relied upon as, investment, legal, or tax advice to any person. The information in this document is provided effective as of the date of its publication, does not necessarily reflect the most current status or development, and is subject to revision at any time. Investing involves risk, and past performance does not necessarily predict future results. None of Waverly, or any of its officers, members, or affiliates, in any way warrant or guarantee the success of any action that anyone may take in reliance on any statements or recommendations in this document.

Waverly Advisors, LLC (“Waverly”) is an independent investment adviser registered under the Investment Advisers Act of 1940, as amended. Registration does not imply a certain level of skill or training. More information about Waverly, including investment strategies, fees and objectives can be found in Waverly’s ADV Part 2A Brochure and Form CRS (Customer Relationship Summary), available at https://waverly-advisors.com/.

You should not assume that any information provided serves as the receipt of, or as a substitute for, personalized investment advice from Waverly. This information should be used as a reference only.

Investment advisory services are offered by Waverly Advisors, LLC, an investment adviser registered with the Securities and Exchange Commission.
© 2026 Waverly Advisors, LLC. All rights reserved.

For more information, please see our other important disclosures: Disclosure – Waverly Advisors (https://waverly-advisors.com/disclosure/)

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MEET THE AUTHOR

Scott Fisher, CFA®, CFP®

Institutional and Retirement Plan Advisor

Scott Fisher joined Waverly Advisors in September 2025 and serves as Institutional and Retirement Plan Advisor following the acquisition of Pacific Portfolio Consulting, LLC. As an Institutional and Retirement Plan Advisor, Scott works with businesses, organizations, and retirement plan sponsors to design, implement, and manage retirement plans. Scott provides fiduciary guidance, support investment oversight, and help plan participants make informed decisions to achieve long-term financial security.

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